What These Terms Actually Cover
By accessing kotk, you enter into a binding agreement with us. These terms govern how your account is created, how funds move through your wallet, and how disputes are handled. Eligibility is not universal — whether you can lawfully use this platform depends entirely on the
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laws of your jurisdiction and the region you access from. We do not make that determination for you; you are responsible for checking your local rules before registering. Your account wallet — the balance you build through bKash, Nagad, or Rocket deposits — is subject to
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the transaction and verification conditions described in our payment policy. Withdrawals require identity verification before funds are released, and we reserve the right to suspend wallet activity if documentation is incomplete. Any funds linked to a policy breach may be withheld pending review. We update these
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terms when our services change or when regulatory conditions require it. The version published on this page is the current one. Continuing to use the platform after an update means you accept the revised terms. If you disagree with a change, the correct step is to
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close your account and withdraw your remaining balance before the effective date.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.